For people who can no longer work because of a disability or who get injured at work, we have a financial provision for them in the U.S. Social Security Disability payments are paid to people because of this financial provision.
To be eligible for Social Security Disability an individual must have a disability that becomes the main reason why they can no longer work and earn an income. The person must also be able to prove that they were insured for disability at the time they became disabled. Being fully insured means that you were working for a minimum number of quarters and paying into the Social Security system when you became disabled.
Social Security Disability benefits are not like regular social security benefits. You must also be employed for a continued period of 12 months before you are injured or become ill to be eligible also.
People who are deemed disabled and eligible for social security disability will receive monthly payments just like they were getting social security retirement benefits. An Administrative Law judge or a Social Security Administrator are the ones who approve or disapprove social security claims. After the claim is approved the claimant must wait 5 months before payments begin.
Children of people who are eligible for social security benefits can receive benefits also. Spouses of people who are getting social security disability benefits can also receive benefits in certain instances. For instance, if the spouse is over 62 years old they are eligible. Being a spouse of any age and one who is taking care of a child under the age of 16 is another acceptable qualification for the spouse to also receive social security disability benefits. Children who are under the age of 18 and who are still going to high school can also receive social security benefits if their parent is disabled.However, when a child under the age of 22 becomes disabled and was not working, they are still eligible for social security benefits. Someone who gets a divorce and later their ex spouse becomes disabled, is not eligible for social security disability benefits like one who is divorced is eligible for social security retirement benefits.Also, you can be disqualified if you do not know how to fill out the disability claim form correctly.
January 18th, 2010 at 7:53 am
More helpful information.
February 2nd, 2010 at 8:49 am
To start, be certain that your physician supports your case. It is imperative that your doctor provides a thorough and supportive statement regarding your condition and your inability to work. The second thing sounds obvious, but it will affect how long it takes for your case to be reviewed and whether it is approved or not. Be certain that you submit all required forms within the mandatory timelines and that everything is correct. After you know you submitted all the required forms accurately, your next task is submitting complete and the most current records of your medical condition and treatment.